Hello there Reader!
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​It's 9:30 at night. You've barely gotten the kitchen cleaned up, there's still laundry that needs to be folded, and you're mentally going over everything that needs to happen tomorrow when you remember there's a bill you need to pay.

You pull up the bank account, make sure there's enough money there to cover it and either hit pay or decide you'll take care of it later. Then later never seems to come because tomorrow you're doing the same thing all over again.

When I work with women and couples making 6-figures who tell me they don't know where all their money is going, most of the time I don't see someone who's irresponsible with money.

I see a woman with a hundred plates spinning who doesn't know which one is going to drop first.

She's making sure everybody gets where they need to go, there's food on the table, schoolwork gets done, the carpool is handled, everybody has clean underwear and clean socks, and somehow all the bills get paid.

Money has become one more thing she's managing as it comes at her instead of something she's had time to sit down and make a plan for.
Little by little, things start attaching themselves to that six-figure income.

Eating out is easier than deciding "what's for dinner." Amazon orders show up automagically. Subscriptions get added and sometimes we're paying for things we don't even use anymore.

I had a client who discovered they were paying $25 a month for an Apple subscription connected to a device they hadn't used in more than a year.

That led us to look at their cell phone bill, where they realized they were also paying for service on a watch and iPad that wasn't needed. From there, we continued looking at insurance, subscriptions and other services.

We didn't sit down one afternoon and start taking scissors to everything the family enjoyed. Over a couple of months, we made slow, intentional decisions about what they actually used, what was important and what was no longer needed.

We found more than $600 a month.

That's more than $7,000 a year that they could begin using for something that was more important to them.

I don't think the answer is to cancel everything you enjoy. I think it's worth slowing down long enough to ask whether you actually use what you're paying for and if it's still important to you.

Because when you know where your money is going, you get to decide what you want it to do.

And that's what I want for you.

When a woman making 6-figures gets clear on what's important to her and starts moving her money toward it, she begins to realize she really can accomplish the things she's been dreaming about and create a life she enjoys.

If you haven't gone through my 15-Minute Money Reset yet, start there. You'll put the real numbers in front of you, identify three places creating pressure and make one decision about what needs to change. That's exactly how the Reset is structured.

Melinda🩷

Helping you find calm, confidence, and margin with your money

P.S. Don't worry about finding $600 in one afternoon. We didn't. Start by looking at what's happening with the money you're already making and make one intentional decision.

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